Church Insurance Coverage for Property
Get Peace of Mind with Property Insurance Coverage and Protect Your Church’s Mission and Assets
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Your church is more than just a building—it’s a place of worship, community, and service. That’s why our property coverage goes beyond standard insurance policies to provide a comprehensive and customized solution that protects both the structural and operational aspects of your ministry. We understand the unique challenges faced by religious organizations, and our coverage is designed to safeguard your church’s mission, assets, and future.
Key Property Coverages
Protection for Newly Acquired or Constructed Property
Planning to expand or renovate? We offer up to $2,000,000 in coverage for newly acquired or constructed properties, ensuring your church’s growth is protected from day one for up to 180 days.
Personal Property On and Off Premises
Your ministry extends beyond the church walls, and so does our coverage. We provide $25,000 in protection for personal property on-site, including ministerial belongings. For mission trips and off-site activities, we offer $2,500 in worldwide coverage, ensuring peace of mind wherever your mission takes you.
Valuable Papers and Records Protection
Church records, historical documents, and operational files are crucial. Our policy includes $50,000 in coverage to help recover, restore, or replace lost or damaged paperwork essential to your ministry.
Electronic Data Security
With technology playing a larger role in church operations, we provide $5,000 to replace or restore lost electronic data, ensuring your digital assets remain intact.
Leasehold Interest Coverage
For churches that lease their properties, we offer $10,000 in protection for leasehold interests and relocation expenses, ensuring a smooth transition in case of covered damages.
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Comprehensive Insurance Solutions
Ordinance or Law Compliance Assistance
Regulations can be costly, but we help ease the financial burden with up to $350,000 in coverage for undamaged portions of buildings that need demolition. We also cover an additional $350,000 for demolition and debris removal, plus $250,000 for increased rebuilding costs.

Outdoor and Appurtenant Structure Protection
From storage sheds to detached fellowship halls, we cover up to $50,000 for appurtenant buildings and outdoor structures, ensuring that every aspect of your church property is protected.

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Learn more about our coverage options or request an insurance quote through our online form or get in touch for personalized service.
Global Protection for Off-Premises Property
Wherever your mission takes you, your assets are covered. We offer $50,000 in protection for property off-premises, including items in transit, keeping your ministry secure worldwide.
Landscaping and Exterior Features
A well-maintained church exterior enhances your congregation’s experience. We offer $25,000 to cover landscaping, trees, shrubs, and plants, with up to $2,500 per individual item.
Additional Protection for Indirect Losses
In times of unexpected disruption, financial security is key. We provide $100,000 in coverage for indirect losses, including:
- Business Income & Rental Value: Ensuring operational continuity during repairs.
- Extra Expenses: Covering unforeseen costs after a loss.
- Tuition Fees: Protecting revenue from church-run schools or programs.
- Emergency Evacuations & Civil Authority Orders: Financial support when evacuation or restrictions impact your church.
- Alterations & New Construction: Assistance with rebuilding and modifications post-incident.
- Violent Incidents Coverage: Offering financial aid in the unfortunate event of violence affecting your church.
Specialized Coverages for Complete Protection
- Outdoor Signs: Up to $15,000 for sign repair or replacement, helping maintain visibility for your congregation and visitors.
- Lock Repair & Replacement: $10,000 to ensure security remains intact in case of damage or breaches.
- Information Reward: $15,000 reward coverage for tips on theft, vandalism, or arson.
- Utility & Environmental Protections: Coverage for fire department services, $25,000 for pollutant cleanup, and protection against sewer backups.
- Debris Removal: Clearing the aftermath of an event can be costly, which is why we include debris removal within the building limit, with an additional $25,000 available for cleanup.


Comprehensive Coverage for Your Church’s Mission
Our goal is to provide your church with the highest level of protection, allowing you to focus on your spiritual mission without worry. Whether expanding your ministry, recovering from unforeseen events, or securing your financial future, our property insurance is designed with your church’s needs in mind.
Get in touch with Nolan Jackson today to explore your coverage options and create a policy that fits your church’s unique requirements.
Protect your ministry with trusted, tailored insurance solutions. Get your free quote today!



























